Blog

2 May 2016
Tips to mitigate mortgage risk
Mortgage is the biggest financial commitment for most people around the world. Unless you are an investor or run a midsize to large business, you are unlikely to make any investment that is dearer than your mortgage. While it is not considered to be a risky investment, there are risks associated with it. You would […]
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25 April 2016
A Beginner’s Guide to Refinancing
Refinancing a mortgage can be very rewarding or it can be a loss incurring exercise. Every financial decision or a financial product/service has potential pros and cons. You need to weigh the pros and cons in the right context and then make an informed decision. While the entire spectrum of refinancing cannot be discussed in […]
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20 April 2016
Are you experiencing mortgage stress?
Stress is defined as a state of mental or emotional strain or tension resulting from adverse or demanding circumstances. Mortgage stress is defined as a state of mental or emotional strain or tension resulting from the onus of paying a mortgage, or instalments, that are higher than 30% of the total family income. You can […]
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18 April 2016
Looking to invest in property? Here are the common mistakes first timers make!
Investing in a property or real estate in general can be very rewarding but without proper homework and the guidance and advice from your YFG lending specialist - it can be a huge disappointment. It all boils down to how much money you would eventually make to justify the investment. Also, should you choose to […]
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13 April 2016
Tips for buying in a rising (high demand) market (seller’s market)!
A rising market, also known as a seller’s market, is a scenario in the real estate industry where the prices of properties are being subjected to steady or sudden appreciation. With rising property prices, sellers have a field day as they can pick-and-choose the asking prices and then negotiate on their own terms. The buyers […]
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11 April 2016
Common Money Mistakes We Make When We Are Young
With age comes wisdom, which means that many of the mistakes that we make can be blamed on youth and ignorance. However, you can save yourself from learning lessons the hard way by paying attention from wise people that have been in your shoes before. When you are young, there are some common money mistakes […]
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