Our Services

Purchasers

YFG Lending is very experienced in turning first home buyers into first home owners. Our home finance brokers can help you...
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Refinance

With interest rates fluctuating in Australia constantly it is important to ensure that your home loan is right for you.
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Investors

With so many different options available today, finding the right investment loan can be a very frustrating job.
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Loan 
Calculator

Easy way to calculate the loan using loan calculator. If you need help feel free to contact us by calling us or email.
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Application Checklist

Prepare your application checklist like ID for each applicant – Driver Licence, Passport, Medicare, etc.
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Contact a specialist today!

Please feel free to contact us. We’re super happy to talk to you. Feel free to ask anything.
Purchasers
Refinance
Investors
Loan Calculator
Checklist

Purchasers

YFG Lending is very experienced in turning first home buyers into first home owners. Our home finance brokers can help you through the entire application process by providing you reliable advice and helping you select the right home loan.

We take care of all the documentation and help you take advantage of all applicable incentives and grants.

Whether you are going through the home purchase process for the first time, or a seasoned investor YFG Lending is the right choice for you. With over 15 years of experience in financial services, our team has the knowledge and the skills necessary to make your purchase a hassle-free experience. Our collaboration with some of the best lenders and banks in Australia will provide you a wide range of home loan options to choose from.

Once you get in touch with us our professional executives will take the time to learn more about your financial situation as well as your finance needs.

We will then analyze all the available options, discuss their pros and cons with you and help you decide on the best possible finance option for you.

We also help you with the loan application and documentation process to ensure that you will be able to get a home loan approval in the shortest possible time. We will liaise with your real estate agents, your solicitors, accountants and any other party to simplify the process for you.

Our professional alliances as well as our experience in dealing with every type of loan allows us to make your purchasing experience as easy and stress-free as possible!

Ask us today about a FREE property profile report for the property you are interested in buying!

Refinance

Is your home loan working for you? Have your financial circumstances have changed recently?

Do you know if you have the best rate for you in the market? Can you get a better deal? YFG Lending is here to help! With interest rates fluctuating in Australia constantly it is important to ensure that your home loan is right for you.

A good place to start is by discussing your current financial circumstances with one of our finance experts. Talking to one of our specialists will help you analyze your changing needs and determine the right type of home loan for you.

Our alliance with some of the best home loan and refinance lenders and banks in Australia allows us to provide you with the largest selection of refinance options in the market today. We can help you compare these options and find the option that will work for you now as well as in the future.

Our goal is to help you find a refinance option at the lowest possible interest rate so you can maximize your savings.

What makes YFG Lending different from other home finance brokers is the fact that we understand that each client is different and that they all have unique financial needs. Our advice is therefore personalized and unique.

Ask us today about a FREE property profile report for all your current properties!

Investors

With so many different options available today, finding the right investment loan can be a very frustrating job. With the ever changing investment rules and regulations from ASIC and APRA, investment loans are changing fast and daily! YFG Lending can help cut through the confusion and help navigate you through all the available options. Finding the right finance for your purchase is a very important task. Every investor has different needs.

For some, a line of credit is the most appropriate option while for others an interest only finance will prove to be the most effective. Finding the right type of home loan is one of the most important and crucial steps in home purchase.

This is where the expertise of YFG Lending comes in. Our professional advisors can help you recognize your needs and select an investment loan that suits your needs the best. Our team has the expertise and the capability needed to ensure that your finance is aligned to your unique needs and investment strategy.

We can provide you the right information and guidance needed so you can make informed decisions. One of the major benefits of our service is that we can provide you information about government incentives as well as hidden costs so you can maximize your savings as well as returns on your dream investment project in the best possible way.

Ask us today about a FREE property profile report for all your current properties!

Loan Calculator

years
  1. monthly
  2. fortnightly
  3. weekly

Application Checklist

  1. ID for each applicant – Driver Licence, Passport, Medicare
  2. Income for PAYG – 2 most recent payslip and most recent PAYG Summary
  3. Most recent rental statement for any current investment properties
  4. Income for Self Employed:
    • 2 most recent personal Tax Returns and the Notice of Assessments
    • 2 most recent company Tax Returns and Financial Statements
  5. 6 months savings account statement and 3 months transaction account where salaries are being paid into (if different to savings account)
  6. If refinancing, 6 months home loan statements for each home loan
  7. 3 months loan statements for all other loans, like credit cards, car loans, personal loans
  8. If purchasing, copy of the full, signed contract (not just the front page)
  9. Statement of your current assets & liabilities