Published on 11 October 2016

Planning for Retirement: Tips to make sure you get ahead!

Retirement timing depends on your circumstances, expected expenses, savings, superannuation and other resources. There is no single retirement age or savings target that suits everyone.

Planning should allow for how long your income may need to last, your debts and dependants, and when you can access superannuation. See Moneysmart's retirement planning guide.

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Every loan has a declared rate of interest. The interest could be a fixed rate or floating. It could be a combination as well, fixed for a few years and then adjustable as per the prevailing lending rates in the market. All standard loans are re-paid over a period and every instalment has a bit […]
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